Terms of Use

  1. General Provisions

  2. Content

  3. Links to the Third Parties’ Websites

  4. Use of the Website

  5. RSS Feed, Podcasting and Email Update — Terms of Use

  6. Accounts, Passwords and Security

  7. Confidentiality

  8. Other terms and conditions

  9. Feedback and Information

  10. Copyright Information

1. General Provisions

These Terms of Use (hereinafter – the “Terms of Use”) shall refer to the Invorica website at https://invorica.com, as well as to all the respective websites related to https://invorica.com (hereinafter – the “Website”). The Website is owned by Villans OOO (Limited Liability Company) (Russian Federation) and Invorica Solutions FZ-L.L.C. (Dubai, United Arab Emirates) (hereinafter – the “Website Owner”).

BY USING THE WEBSITE, YOU ACCEPT THESE TERMS OF USE. UNLESS YOU ACCEPT THE TERMS, DO NOT USE THE WEBSITE.

The Website Owner shall reserve the right to amend, add or remove clauses of these Terms of Use at its own discretion at any time. You shall be liable for regular check of these Terms of Use for updates. Further use of the Website after updating shall mean you accept the amendments. Information on the Website is intended for providing users with general information regarding the matters that may be of interest to them. This information is not to substitute and shall not supersede any professional consultations or services on the issues of factoring services and credit risk insurance, or any other issues.

THE WEBSITE OWNER IS NOT A FINANCIAL INSTITUTION, A MONEY SERVICE BUSINESS, OR A LENDER. THE WEBSITE OWNER RENDERS A SERVICE OF INFORMATIONAL AND INTERMEDIARY NATURE TO HELP THE USERS FIND THE RIGHT FINANCIAL SERVICE AND DIRECTLY INTERACT WITH ITS PROVIDER. THE MATERIALS PLACED ON THE WEBSITE DO NOT IMPLY THAT THE WEBSITE OWNER PRESENTS A REFERENCE OR RECOMMENDS ANY ORGANIZATION, ITS PRODUCTS OR SERVICES TO THIRD PARTIES, AND ARE NOT USED FOR THE PURPOSE ABOVE.

The Website Owner is not a party to any agreements between any users, as well as between the users and providers of financial services. The Website Owner shall not bear any liability for fulfilment of obligations under such agreements. Before taking any decision to address a financial services provider you shall apply for a consultation on factoring services and credit risk insurance or any other issues to a professional consultant competent in the field related to your situation. Despite the commitment to provide the maximum accuracy and relevance of the Website materials, errors are not ruled out. Besides, the Website may contain links to certain laws and regulations. As they are regularly amended, they shall be construed only in the context of a specific situation.

THE WEBSITE OWNER SHALL NOT INCUR ANY LIABILITY OR RESPONSIBILITY FOR UNRELIABILITY OR INCOMPLETENESS OF THE INFORMATION PLACED ON THIS WEBSITE.

The Website Owner shall reserve the right to the following actions which may be taken without notification at any time: 1. changing, suspension or termination of functioning or access to the Website or any part of it for any reason; 2. modification of the Website, any part of it and any applicable policies or terms; 3. stopping the work of the Website or any part of it, if it needs a routine or non-deferrable maintenance, error correction or other modifications. Due to the specific features of electronic communications in the world, the Website Owner does not guarantee that the Website will function without interruptions, delays, errors and omissions, and that it will avoid malware infection. With regard to the above, the information is presented “as is” and “as available”, without any express or implied guarantees, including as to its accuracy, up-to-dateness and completeness. The liability limitation specified above shall apply to any loss, liabilities or damages inflicted by any failure of functioning, error, incompliance with any terms, or stopping, deletion, corruption, delay of a transaction or transfer, or a computer virus, communication line breakdown, theft, destruction, unauthorized access, modification or using, both due to breach of an agreement, offence of law, negligence, and any other grounds for legal action. Under no circumstances the Website Owner, or any of its partners, directors, agents or employees shall be liable for any direct, indirect, unintended, determined by the facts of a case, adjudged as a punitive measure, penal or any other loss (including without limitation loss of use, data or profit) irrespective of the form of action, including without limitation claims under a contract, negligence or a delict arising in relation to the Website, its content, or as a result of access to such a Website, or copying, reproduction or otherwise using the Website.

2. Content

All the text, graphics, names of pages, sections, user interfaces, visual interfaces, photos, logos, images (hereinafter – the “Content”), including without limitation design, structure, options, navigation, appearance, general style and arrangement of this Content, being part of the Website, are owned and managed by the Website Owner’s company. Except for the cases expressly specified in these Terms of Use, no part of the Website and the Content may be copied, reproduced, published, posted in the Internet, sent by mail, demonstrated to the general public, encoded, translated, transferred or distributed in any way (including duplication) to any other computer, server, website or any other medium for the purpose of publication, distribution or any commercial establishment without prior express written consent of the Website Owner. You may use the information placed on the Website (such as advertising materials, posts, articles, and similar materials) which is intentionally provided by the Website Owner for downloading from the Website, provided that you: 1. keep safe all the copyright legal notes in all languages and in all copies of such documents; 2. use such information for personal non-commercial information purposes, and do not copy or place such information on any networked computer or transfer it in any tranfer medium; 3. do not modify such information in any way; 4. do not make further assurance or give warranties regarding such documents.

3. Links to the Third Parties’ Websites

For convenience of our users links to certain independent third parties’ websites (hereinafter – the “Associated Websites”) are provided. The Associated Websites are provided for convenience of users only. The Website Owner does not control or bear liability for such websites or their contents, information accuracy and safety of any websites connected (by a hyperlink or otherwise) with this Website, does not advertise the contents of such Associated Websites, including any information or materials placed on such Associated Websites. Some of the links on this Website lead or may lead to the servers of individuals or organizations not controlled by the Website Owner. The Website Owner does not make any assurance or warranties regarding the accuracy or any other aspect of the information placed on such servers. A link to a third party’s website shall not be treated as approved by the Website Owner or a third party. You will need to take your own independent decision whether to work with these Associated Websites. The Website Owner shall reserve the right to claim for removal of any references to this Website. The following activities are strictly prohibited and may be considered as violation of legislation on copyrights and trademarks protection: 1. placing links to the website that cause unauthorized using of the Invorica logo; 2. placing hyperlinks or any other links that misrepresent the Uniform Resource Locator (URL) and pass-by the main page.

4. Use of the Website

Never use any “deep linking” tools, collection of information on pages, robots, “spiders” or other automated devices, programs, algorithms or methods, as well as any similar or equivalent manual techniques for access, acquisition, copying or monitoring any part of the Website or any Content; never reproduce or pass-by the navigation structure or view of the Website or any Content in any way in order to obtain or attempt to obtain any materials, documents or information by any means not purposefully provided by the Website. The Website Owner shall reserve the right to block any such actions. Never try to get unauthorized access to any part or function of the Website, any other systems or networks related to the Website or any Website Owner’s server, and any services offered on or via the Website, by hacking, password “analysis” or any other illegal means. Never find out, scan or check for flaws in the Website security system or any network related to the Website, as well as breach the security or authentication system on the Website or any related network. Never perform reverse search, track or attempt to track any information of any other user or visitor to the Website, or use the Website or any information available on the Website or a service offered through the Website in any way, if the purpose is to disclose any information, including but not limited to personal identification information or information you do not own on the terms and conditions established by the Website. You agree not to take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Website or systems or networks of the Website Owner, or any systems or networks related to the Website or the Website Owner. You agree not to use any device, program or procedure to interfere or attempt to interfere with the proper functioning of the Website, or any transactions conducted on the Website, or any other person's use of the Website. Never forge headings or otherwise manipulate identifiers to misrepresent the origin of any message or data you send to the Website Owner on the Website, through the Website, or through any service offered on or through the Website. Never impersonate another person, organization, or a representative of another person. Never use the Website or any Content for any purpose prohibited by legislation or these Terms of Use, or instigate any illegal activity or other activity that violates the rights of the Website Owner or others persons.

5. RSS Feed, Podcasting and Email Update — Terms of Use

The Website Owner provides free RSS feed, podcasting and email update services to individuals for personal non-commercial use. Using the RSS feed, the Website Owner’s specialists offer article titles, descriptions, and links in XML format to the persons using RSS readers or aggregators. A podcast is a radio program that users can subscribe to. The Website Owner provides podcasts to individuals for personal use. RSS, podcast, and email update aggregators may include Website Owner's RSS feeds information in their directories for the convenience of individuals using the aggregator. Any other use, including copying, reproducing, republishing, downloading, forwarding, transmitting, or distributing the information of the firm's RSS feeds and podcasts in any way is prohibited. The Website Owner shall reserve the right to terminate the provision of RSS feeds, podcasts, and email updates at any time. All the text materials, images and logos contained in the information of the RSS feeds, podcasts and electronic updates of the Website Owner are the ownership of the Website Owner. All rights to them are reserved.

6. Accounts, Passwords and Security

Certain features or services offered on or through the Website may require the creation of an account (including setting up a login and a password). You are solely responsible for maintaining the confidentiality of your account information, including your login and password, and for any and all activities carried out on behalf of your account. You acknowledge and agree that the Website Owner may store any data or messages sent between you and the Website Owner through the Website or any service offered through the Website, and may disclose such data if required by legislation, or if the Website Owner determines that such preservation or disclosure is reasonably necessary for:

1. enforcement of a judgment;

2. ensuring implementation of these Terms of Use;

3. responding to the complaints regarding the fact that any such data violate the rights of third parties;

4. protecting the rights, property or personal safety of the Website Owner, its employees, users or visitors of the Website and the general public.

You agree to immediately notify the Website Owner on the unauthorized using of your account (login or password), or any other breach of the security system. However, you may be held liable for losses incurred by the Website Owner or any other user or visitor of the Website due to use of your login or account by a third party. You may not use the account (login and password) of a third party without the express permission and consent of the account owner. The Website Owner cannot and will not be liable for any loss or damages inflicted by your failure to comply with these obligations.

7. Confidentiality

Using this Website is subject to the Privacy Policy posted on the Website, and its provisions are incorporated into these Terms of Use by this reference. To view the Privacy Policy, go to the corresponding Website section. In addition, by using this Website, you acknowledge and agree that data transmission over the Internet is never completely private and secure. You understand that any message or information sent to the Website may be read or intercepted by third parties, even if there is a separate notice that a particular transmission (for example, information on personal data) is encrypted.

8. Other terms and conditions

The Website Owner’s obligations, if any, regarding the information and services of the company are governed solely by the agreements on the basis of which the information and services are provided, and no information on the Website shall be construed as a modification of these agreements. The Website Owner may, at any time and without notice, make changes to any services offered on the Website or to the fees applicable to any such services. The materials related to services and published on the Website may be outdated, and the Website Owner does not undertake any obligation to update the materials of the Website related to the information and services. You agree that the Website Owner may, at its sole discretion and without prior notice, terminate your access to the Website and / or block your future access to the Website, if we determine that you have breached these Terms of Use or other agreements or guidelines that may be related to your use of the Website. You agree that the Website Owner may, at its sole discretion and without prior notice, terminate your access to the Website for the reasons that include (but are not limited to):

1. requests from law enforcement or other state agencies;

2. your request (voluntarily deletion of an account);

3. termination or modification of the Website materials or any service offered on or through the Website;

4. unexpected technical failures or problems. You agree that the Website Owner shall not be liable to you or any third party for termination of your access to the Website as a result of any breach of these Terms of Use.

9. Feedback and Information

Any feedback message posted on this Website is deemed non-confidential. The Website Owner shall reserve the right to be free to use such information without restriction.

10. Copyright Information

Users are allowed to reproduce in printing or to distribute materials posted on the Website (for example, through a link on a social network), provided that:

1. using of such materials is personal and non-commercial;

2. all copyright, trademark and other similar information contained in the source materials or their copies is preserved. Unless stated otherwise, all Website materials are protected by copyright. All rights reserved.

Any part of the materials on this Website, including text, graphics and html code, may not be reproduced or transmitted in any form by any means without the written permit of the Website Owner.